If he lives in your household he must be listed on your policy. If he never drives any of the vehicles in your house the insurance company may allow you to sign an exclusion so that he does not effect your rates. The downside to this is that an exclusion means that no coverage is provided if he is driving any of your vehicles and a claim occurs. This does not mean he can drive if it's and emergency or if his is disabled. It means he cannot drive your vehicles period. Keep this in mind.
If they live with you, yes.
Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.
Depends on the state. Generally if a state has compulsory auto insurance, and the car is registered/has plates/is legal to drive, you must have auto insurance for it.
you can put her on your insurance as a named driver
yes, and if you are put as an occasional driver on their car it's cheaper.
buy a Haynes service manual from auto zone or advance auto parts for like 15.00 it will show you step by step
in the US Your sons need seperate auto insurance for their cars, as no Insurance Co. will oblige you with the said proposal. In the UK there are several insurance companies that have multi-car and famly policies to cover just this situation.
When you put on your car on the road, you will need an auto insurance. You might be asked by the traffic sergeant on duty to show your insurance policy and might be fined in case you fail to produce the same or the produced one has expired/lapsed.
No, your insurance is not a warranty on your car. However, why did it seized? Was it because the oil change company didn't put oil in the car after the oil change? Then you need to file a claim with the oil change company's insurance. However, if it is simply a mechanical issue, then no, they won't cover your auto.
If you already have auto insurance on another vehicle, most insurance companies will cover you up to a month while you work on insuring the new vehicle. On the other hand, if you do not already have auto insurance, you had best not be driving the new vehicle until you get insurance. If auto insurance companies find that you've been driving without insurance they will raise your rates when you DO get around to it, and they'll put you into a high-risk group.
Companies who offers car fleets to their employees should highly consider getting auto insurance. This means that if anything were to happen to an employees car, the cost would not put strain on the company.
In the state of Florida a minor cannot have an auto insurance policy unless a parent signs for it. Usually if said minor lives with their parents they are usually just put on their parent's policy