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Do you have to let your insurance company know you were in an accident that was your fault if you have not heard from the other party or your insurance?
Wiki User
∙ 12y ago
yes,because i might be covered with the third party
Wiki User
∙ 12y ago
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Do you have to tell your insurance policy that you were involved in an accident with a company car even though it was not your fault?
I heard that u should, and if your personal insurance finds out that u were involed in a accident with a company car under company insurance ur insuance can be black list u. i could be wrong.
You missed your insurance payment by two days had an accident that was not your fault is the other party pay for damages to your car through their insurance?
If you are truly not at fault and the other insurance company is admitting liability then you should have no problem. As a side note I have heard of periodic rumblings that some states may enact a "pay to play" law. This would mean that even the "not at fault" party in an accident would have to have a valid insurance policy at the time of the accident in order to receive payment from the "at fault" driver's policy.
In Michigan if you don't have car insurance and in an accident that is not my fault what happens?
As far as I know, if you don't have insurance, you ARE at fault.That's how it is everywhere I've heard of, but I don't know about Michigan.Good Luck!
If you was in a car accident that was not your fault and you do not have insurance can you receive money from the other party's insurance company?
Every once in a while you will hear of a proposed law "Pay to Play" which says that if you are driving illegally without insurance that you can't expect to receive payments from an insured driver that runs into you. While I and many other people might like such a law, I have never heard of such a law that is in place at this time. So, if you are truly not at fault in the accident then I would imagine that you should be able to get payment from the at fault party.
What to do if you were in an accident and have no insurance?
Now I can't drive yet but if you have insurance the insurance company will pay for you if you don't then you have to pay all the bills yourself.
What is central car insurance?
Never have heard of it. Might be an insurance company...
Have you ever heard of a company called Perpetual Insurance?
Perpetual insurance is not a company, but a form of homeowner's insurance, which has no date of expiration.
If you were making a left hand turn and collided with a driver who was bypassing illegally and your insurance found her at fault but her insurance has denied liability as well. Who is at fault?
Whose At Fault?That sounds rather unusual. I have never heard of an insurance company assigning fault and not paying out the claim. If by chance you mean that you were making a legal, left arrow green type of turn, and the other car ran the light and you collided with the car that ran the light, the car that ran the light would be at fault. I would definitely look into the fact the at-fault insurance has assigned fault to the other driver but refuses to pay out damages for your vehicle. Remember, if you feel an insurance company isn't acting within the law, contact your state's department of insurance in order to file complaints, start grievance procedures (the complaint process) among other things.
What to Expect if you are Injured in an Auto Accident?
Being injured in an auto accident puts you at a distinct disadvantage for making sure that everything is documented properly at the scene of the accident. You will most likely be taken to an emergency room before you have a chance to collect insurance information from the other driver or explain what you believe happened to the police officers investigating at the scene. If possible, try to call someone you trust to come to the accident site and act as your representative to make sure you are treated fairly. Trusting the Police to Determine Fault In most cases, you will have to trust the police to get the necessary information for you. It is better to get treatment for your injuries as soon as possible and leave the details to others. You can always contest anything that you believe is incorrect while the insurance companies are working on your case. The police will try to get eyewitness accounts from as many people as possible so that they can build an accurate recreation of the events that led to the auto accident. If you have a friend who can stay at the scene and help with the investigation, you can feel even more comfortable that your side will be heard before the accident report is written. Dealing with Both Insurance Companies With an injury auto accident, the declaration of which driver is at fault makes a big difference. The insurance company of the at-fault driver will be responsible for covering medical bills for people in both vehicles. If the other driver does not have insurance, or their insurance is not adequate, you will need to make a claim to your insurance company to cover damages. It is important to talk to your insurance agent as soon as possible after the auto accident. Also be sure to keep all of the documents and receipts related to your medical treatment. When an Attorney Could Help Injury auto accident insurance claims can become complicated. If you begin to feel like you are in over your head, or you are not being offered a fair settlement, it may be time to call an experienced insurance attorney. These professionals understand insurance law and can represent you to both insurance companies to make sure that you receive the maximum settlement that you deserve. When there is an attorney involved, insurance claims tend to be processed faster and more satisfactorily.
Do insurance companies pay more for the value of your vehicle when you have a loan on it?
I have never heard any insurance company make that claim.
If you were involved in a car accident and a police report was filled out do you have to report it to insurance company?
No. That happens all the time. People often make a police report just in case they decide to make a claim. Later, they never contact their insurance company due to it not being worth the hassle. Four years ago, I was involved in a minor accident in which the other person left. I made a police report but since the damage was so little, the officer told me I'd be better off not making a claim. I never made a claim or notified my insurance. I have since bought 2 new cars that have been quoted for insurance by multiple companies and insured by the same company I had at the time of the accident. Everything has been fine; haven't heard about it since then.
What is the concept of nofault and personal injury protection is?
Auto nofault:Many people have heard the term "no-fault insurance." However, do you understand what that actually means? In short, a no-fault insurance system is an auto insurance policy required by state law in which each driver purchases auto insurance that protects him or her and limits his or her ability to sue other drivers for damages while also protecting him or her from being sued for damages by the other drivers in most cases.Therefore, if you are involved in an auto accident, your insurance company will pay your damages, up to your policy limits, regardless who was At Fault. These limits must meet your state's minimum coverage if your state is a "no-fault" state. The other drivers involved in the accident would be covered by their insurance policies. The theory behind this system is to ensure every motorist would receive immediate coverage for damages, thereby reducing the law suits resulting from an accident. This would, in turn, help keep insurance premiums down.Personal Injury Protection:Personal Injury Protection is a form of car insurance that is designed to compensate for an injured person's bills, specifically things like medical bills and fees incurred as a result of a car accident. Personal Injury Protection (also called PIP) sometimes will also cover things like a person's lost wages due to their inability to work as a result of a car accident, and any other damages associated with an automobile accident. A lot of Personal Injury Protection policies even compensate for funeral costs as well as pain and suffering. The great thing about PIP is that it is "no-fault" insurance coverage. This means it covers not only the person who is insured but also other people in the insured party's vehicle at the time of the accident, as well as any people hit by the insured person's vehicle. It is designed to pay out to an injured person regardless of who caused the accident or which driver owns policy with that coverage. Another good thing about Personal Injury Protection being no-fault is that the person owning the Personal Injury Protection will not have their insurance premiums increased should they need to file a Personal Injury Protection claim. Personal Injury Protection is only available in some states. But a lot of the states that do not offer PIP do offer Auto Medical Payments coverage (also called AMP). Some states have both PIP and AMP.
