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No, But if you live near the coast it might be a good idea

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Q: Do you have to have windstorm Insurance in Texas?
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What is covered by Texas windstorm insurance?

Windstorm related losses are covered by Texas Windstorm Insurance


Which insurance companies covers Tornados?

A tornado is a windstorm. All homeowners Insurance companies offer coverage for windstorm damage.


What has the author Gordon August Albert Bubolz written?

Gordon August Albert Bubolz has written: 'Farmers'-mutual windstorm-insurance companies' -- subject(s): Agricultural Insurance, Windstorm Insurance


Do you need windstorm insurance if you are a homeowner?

If you have a mortgage, it may be required.


How do you add windstorm insurance to your policy?

Homeowners Windstorm InsuranceMost homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.


Does your home owners insurance cover damage to neighbors car due to high wind?

No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.


How much would tornado insurance cost?

Tornadoes are already covered under the windstorm peril of your home insurance policy.


Is Texas windstorm insurance mandatory?

If your home is financed it is mandated by the terms of your mortgage contract. Failure to maintain the insurance required by your mortgage company is ground for Mortgage Default but it is not mandated by law. So if your home is paid off free and clear then it is just up to the homeowner if they want it or not..


Boat insurance is mandatory in Texas?

No, boat insurance is not required in Texas.


Do you need windstorm insurance if you are renter?

I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages


Is a tornado a windstorm?

Yes, a tornado is a very strong windstorm.


What windspeed constitutes a windstorm?

a windstorm is anything over 26.0001 mph