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Insurers Home Inspections

Only if you "want" to renew your policy. All homeowners insurance policies contain language wherein you agree to occasional home inspections. These are normally scheduled around renewal time. refusal of the Insurers right of inspection can result in non-renewal or cancellation of your policy.

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Q: Do you have to allow inspector in house to renew homeowner insurance?
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Does homeowner's insurance cover engine failure?

No, homeowner's insurance only overs damages on the house.


Is homeowner's insurance liable if your car is at their house and is destroyed by a fire at their house?

Yes


When somebody falls in a house that doesn't have home insurance?

That's what medical Insurance is for. It does not matter whether the house has insurance or not, unless your blaming the homeowner as the at fault party who caused your fall.


Is a fall covered under homeowner's insurance?

If there was something wrong with your house that caused an injury to someone in your house, then it may.


Does homeowner insurance pay if your house burns down while in foreclosure?

No, Not to the homeowner, because the bank or morgtage company actually owns the house even if it was not in forclosure. Read your morgtage and insurance paperwork, you do not own it at all until it is paid in full.


What are different kinds of careers in the insurance field?

There are many types of careers in the insurance field. One can be a inspector for an insurance company. An inspector goes out to a client's house to discuss options for the client regarding the claim.


What to do when your basement tenant sue the house owner six weeks after a fall without even inform the owner at the time of fall and Is it covered by homeowner insurance?

It is very difficult to prove if the tenant had not informed the tenant at the time of fall. Judge will suspect that it is fraudulent insurance claim. Tenants are not covered by a homeowner insurance. However, if the homeowner has a landlord insurance, tenants are covered.


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No, unless the gas leak caused your house to blow up.


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Rebuilding the house and buying all new items to replace those damaged


Does insurance pay house off after house destroyed by fire?

It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.It does if the policy is current and there is adequate coverage. If the property is underinsured the insurance company will not pay for the entire loss. That all relates to the homeowner's insurance.If the mortgage is greater than the value of the property then you will owe the balance after the homeowner's insurance payment unless you have mortgage insurance.


Who pays to replace a house demolished by fire?

Insurance covers some of the cost and the rest the homeowner pays for the replacement.


Will insurance company pay to have house painted?

No, That is part of the normal maintenance and care expected of the homeowner. Failure to maintain your home in the condition expected demonstrates a moral hazard of negligence on the part of a homeowner and can result in cancellation or non-renewal of your home insurance policy.