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They most certainly do not all do this. Go get yourself an new company.

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Q: Do insurance companies add a surcharge of 25 percent to the homeowners policy premium for five years after a first time claim in 20 years?
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Should i pay for 100 replacement cost?

Homeowners insurance should I pay for 100 percent replacement cost


What car insurance companies are not on price comparison websites?

About 90 percent of Auto Insurance Companies will not be in the mix on any single rate comparison website.


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Ask your agent! You will want to ask him about "construction" insurance.


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How much will your insurance go up in New Jersey if your 19-year-old son had an at fault accident because he did not see a red light?

Ask your agent. But don't be surprise if they add a 20 percent or more surcharge. Individual states have insurance rules, NJ may have a max allowable increase.


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