You should not have to be listed on the policy as a driver in order to take the driving test. Most insurance companies do not charge a premium for a person with a learners permit. Your parents should make sure that they have notified the insurance agent that you have a permit and give them the information like your permit number. After you pass the driving test and receive a permanent drivers license, they really should add you as a driver immediately so that you are covered should anything happen while you are driving the car.
You can get a non-owner insurance policy that essentially covers you when you have no vehicle. This is usually needed if you are required to have insurance and you do not own a vehicle.
Usually cars are insured for that specific vehicle. Clauses in the policy will detail the coverage of other drivers and any exclusions such as age or license requirements etc. If you have the drivers permission you are usually covered so long as you meet these clauses. To get insurance that covers any car you personally drive you will have to contact the insurance companies to go through what you require.
it depends if you have insurance that covers all drivers in the family or all and any drivers.
So long as your Auto Insurance is still in force your policy still covers you. You should renew your license as soon as possible though as the Insurance company does check your drivers license and driving history regularly. Should the company find that you have allowed your license to expire, they may decide to cancel your policy or decline to renew your policy on the assumption that you no are no longer a licensed driver and therefore do not need Auto Insurance.
you are, unless you have insurance that covers other drivers.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.
You dont need insurance the vehicle you drive needs it. If you own a motorcycle you will need insurance that covers any drivers of that motorcycle
It is an auto insurance for drivers. It covers everything becuase they know what other dirvers are like and the dangers of the roads http://www.firstacceptancecorp.com/
A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they need to get auto insurance without owning a car. It covers you in any car that you drive, even if you do not own the car. It is basically a general insurance for drivers because some people who drive do not own cars.
If not covered by the school itself, you need insurance that covers "business" in addition to "pleasure" use. Also, you will need insurance that covers additional drivers.
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.