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No. You are free to choose whatever level of coverage you desire so long as it meets or exceeds the state required minimum coverage.

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Q: Do Florida car owners have to carry the same coverage on all their vehicles?
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Does a person need to carry full coverage on all vehicles in a trucking business?

This is your decision. If the vehicles are financed then the finance agreement you have with the bank or finance company will require that you carry physical damage coverage. If the vehicles are paid for and not financed then the decision is completely up to the owner of the business. The owner will have to weigh the risk of loss versus the premium to carry physical damage coverage.


What exactly does Florida uninsured motorist insurance cover?

Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.


Can you carry only pip insurance only on older cars with a low value instead of full coverage in FL.?

The required coverage in Florida is Liability (10/20/10) and PIP for any car


Can a staffing agency require you to carry your own liability insurance if they place you in a driving position for a company that already fully cover their vehicles?

Sure they can. If you don't like the requirements of the job then don't take that job. They are probably going to insist that you carry a limit if liability equal to their limit as well as the requirement to carry coverage. If you have an accident you will probably be sued and they will be sued as well. In order to protect their insurance coverage they will require you to have this coverage for an accident that is your fault.


Is auto insurance required in pa?

All vehicle owners with a registered vehicle in the state of PA are required to bind and maintain continuous auto insurance coverage as mandated by the state. PA financial responsibility laws require that drivers carry a minimum amount of liability coverage and Personal Injury Protection coverage. The state requires that drivers carry no less than $15,000 per accident and $30,000 per accident in Bodily Injury Coverage and $5,000 per occurrence in Property Damage. While not every state requires drivers to carry Personal Injury Protection, (PIP), PA does require drivers to carry this for their own protection. PIP coverage provides first party benefits and is a form of medical payments coverage that is paid regardless of fault to the policyholder and passengers. You must carry a minimum of $5000 of PIP coverage to satisfy state laws.


What do ferries carry?

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Is it mandatory to register an uninsured vehicle sitting in a driveway in Florida?

If the vehicle is not being driven you are not required to have insurance. Many people however, do still carry, comprehensive coverage on the ''parked or garaged'' vehicle. This coverage protects you from theft, weather, fire, vandalism etc.


Is it necessary to carry uninsured motorist coverage in Arizona?

It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.


No car but have a Florida drivers license do i need to carry insurance?

No. You do not have to carry insurance in Florida if you dont own a vehicle.


Can you carry a gun in Florida without a permit?

Not legally. Florida requires a permit to carry a gun on your person in public.


What networks will carry live coverage of the Royal Wedding?

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Do I need rental car insurance?

I generally recommend that clients who do not have extra vehicles carry rental reimbursement insurance. For instance a couple who only have two vehicles and two drivers both of who work would need a rental car is something happened to one of their cars so I recommend that they care rental coverage.