Each vehicle does have to have its own insurance policy, but as long as she is listed as primary driver on the car your husband can purchase and pay for the insurance on the car she drives when not at home. This is commonly done for example while a child is away at college.
No chance.
Yes, at least in Mass the insurance coverage goes with the driver and not with the car. However, if you and daughter live together, you must both be on the policy to be covered in the car that has the insurance policy.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
It should be fine as long as your insurance covers drivers not listed on your insurance. You may have to put her name on your insurance. It also depends where she is going to live. I think as long as you put her name on the insurance, it will be fine no matter where it is from.
Yes, you can out live your Insurance Policy. When the amount of the premium paid equals the face amount of the policy (the death benefit), the policy matures and you get all your money back.
The ex-husband can place the minor on his insurance policy. Your driver's license number is neither required or necessary.
The names of the "insured" on the declarations page of the insurance policy and those listed as "other operateors" of the vehicle list on the same "deck page" of the policy are covered. Liabilites and their limits are listed in the policy.
She lives in London with her daughter and husband
No!! Just be added to their policy
Yes
my son is on my auto insurance policy but he has moved to florida and I live in Michigan. Can he still be covered on my auto policy if he now lives in florida?
In most states you can not just cancel a joint policy if the people all live in the same house. Example, husband has bad driving record, wife wants to take him off just to save money. She can not do so, because the insurance companies automatically assume no matter what, husband will drive, on the policy or not. One party or the other will have to prove they live elsewhere. Or....one party can get their own insurance, and then go to company 1 and prove coverage from another company, states will vary, so check with your company.