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Can you sue your insurance broker for not reporting your accidents?
Wiki User
∙ 13y ago
You can sue someone for anything you want, but without more information, it sounds like your lawsuit would lack merit, and I'm not sure why you would want to.
Your insurance broker's job is to connect you to an insurance company that gives you the best coverage or the best value. In terms of processing claims in the event of an accident, he or she can help you know who to speak to, but even there the broker's role will be limited. They are not responsible in any way for "reporting accidents" to anyone.
To sue someone, that person has to have wronged you in some way or broken a law or neglected their legal obligations... Unless you are more specific, none of those seems possible in this scenario.
Wiki User
∙ 13y ago
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if they are dumb enough to tell you their real name sue sue sue sue sue sue
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You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
If your in an accident and its your fault does your insurance go up according to how many people sue you or does it go up because of the accident doesn't matter how many people sue?
The premium is based on the risk which is calculated according to the likelihood of you having an accident and the value of the claims if you do based on your history. That means an insurer will look at how many accidents you've had and what was paid out each time. After three accidents, even if not much each, they'd start to get worried.
Who do you sue if you get hit by a car?
the insurance company!
