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If you own the car it should be registered and insured in your name as well as any other person in your household expected to drive the car. You do not need to insure a vehicle that you do not own. The insurance must be in the name of the person who is the legal owner of the vehicle. When you sign the insurance application you state that you own the vehicle and have listed all drivers and household members on the application. If you are not truthful on the application they will not and probably cannot pay any claim.

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Q: Can you own your car and register and insure it in the same persons name?
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