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No. You cannot insure a vehicle that you do not own. The only exception to this is in a family situation where a married couple has one vehicle in one name and the other vehicle in the other name. I always recommend that the insurance be listed in both names to prevent any problems and to allow both parties to make changes and sign documents. The fact is that you cannot insure something that you don't own because if the property is damaged you have no financial loss so the company cannot pay you and since they don't have a contract with the owner of the vehicle they can't pay them either. If you buy insurance on a vehicle you don't own then you have committed material misrepresentation on the insurance application and the insurance contract is null and void. Simply don't do it.

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Q: Can you get car insurance in Georgia on a car that is not in your name?
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