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Yes. A wife does not need her husband for a loan. She may get a loan based on her own credit and employment. Some banking institutions have joint plans which later allow one spouse to apply without the other having to sign again yet still be on the loan.

If you have one of these plans in place and do not wish for this to happen, you will probably need to sign a termination of agreement.

If in question, it is always best to call your financial institution on their loan policies.

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Q: Can wife takes any loan with her signature through any bank if his husband is alive?
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