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If you have a locked gate, they will find you vehicle and reposses it (even if you are in a public parking lot). My suggestion to you is voluntarily submit your vehicle to the lender. Call them first to make this arrangement. If it's too late, then let them take it.

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Q: Can my car be repossessed from my yard if the gate is locked in the state of Alabama.?
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Can your car be repossessed out of your driveway?

Yes, even if there is a locked gate they can reposes your vehicle.

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Can you repossess a vehicle behind a locked gate in Texas?

If the gate is unlocked for any reason, the car can be repossessed. So, if we are talking about a gated apartment/community -- yes, as anyone can follow another car into the apartments or community. If we are talking about a locked garage, that is never opened...the car is not being driven at any time... then no. But you are going to have to have proof that someone broke in. Your word against a lender will not get it back. Remember, the repossession is being done, as payment has not been made--the car technically belongs to the lender until it is paid off.

How would a repo man get a vehicle that is behind a locked gate?

They wouldn't be able to legally. However the gate would have to LOCKED and not just closed. It would need a lock and/or chain that would prohibit them from opening up the gate. I don't know the exact procedure that you could do legally but I would contact an attorney if I were you.