Yes, a married couple does not need to have the same car insurance. They can both get their own policies and it may be more economical to do so.
Yes, you can get separate car insurance if you wish. You do not have to have car insurance with your husband.
I believe that you are asking if you can insure a vehicle that you don't own. The answer to this question is no. The only exceptions are for married couples who can put vehicles owned by either one of them on the policy.
It depends. If you have other insurance for your car then your master plan would be used to cover any injury to your pet. Esure Pet Insurance is a separate policy and covers the health of your pet only and is separate from your car insurance.
I believe motorcycle insurance has it's own UIM and is separate from car insurance.
You need to have one policy that way you will be eligible for the "multi-car discount"
Yes, as long as he does not drive the vehicle.
Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.
No, but if you don't tell them you are married then you are committing insurance fraud.
Yes, as long as you add her as a regular driver on your insurance policy.
Yes, but you must state who drives the car and be sure it covers him/her as well.