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This is likely a maintenance issue and not a covered cause related loss. I can't see how a drain field could be caused by a fire, lightning, windstorm, or any covered cause.

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Q: Can homeowner insurance cover drain field repair?
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Does home owners insurance cover drain fields?

Homeowners insurance covers all property but the damage must be from a covered cause. I cannot think of a covered cause that would damage a drain field. More than likely the problem is from roots from trees or vegetation choking out the lines. This would not be covered.