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Can anyone file a homeowner insurance claim against the policy holders and claim be paid out to the person without policy holder being aware?
Wiki User
∙ 13y ago
That would be rather unusual, The Insurance Company will usually make several attempts to contact the insured for a statement.
It could happen though if the insured ignores the company requests for information and neglect to notify them of any loss situation.
Wiki User
∙ 13y ago
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Can a person sue a homeowner after suing the home insurance company for the same accident?
Generally No. If you have already sued the Home Insurance Company, then you have already sued by default the Homeowner. You can not have sued one without already having sued the other. If a property owner is liable to you for an accidental injury, The home owner may have insurance to cover those liabilities. The insurance company would not be the cause of an accident. If you sue an insured homeowner, their insurance company is only enjoined in the suit by virtue of the coverage provided to their insured home owner who has been sued. The homeowners insurance company may cover the cost of defense of the suit filed against the insured homeowner and may pay awards or judgments up to the limits of the homeowners insurance policy on behalf of that insured homeowner. Bear in mind that the Insurance Company is not liable for an accident, The insurance company may be liable for damages and awards based on assertions and finding of liability on the part of the insured homeowner. If your suit failed (or you Lost the suit), Then that means the homeowner was found not liable for your injuries. If you have accepted a settlement from the insurance company, that settlement will have settled your claims against the homeowner.
What insurance companies will provide homeowner or condo insurance for a rental condo without having to insure your primary residence in my case rental insurance?
Your local insurance broker can answer your question.
What to do when your basement tenant sue the house owner six weeks after a fall without even inform the owner at the time of fall and Is it covered by homeowner insurance?
It is very difficult to prove if the tenant had not informed the tenant at the time of fall. Judge will suspect that it is fraudulent insurance claim. Tenants are not covered by a homeowner insurance. However, if the homeowner has a landlord insurance, tenants are covered.
How many insurance points do you get when you get a ticket for driving without car insurance?
If you don't have insurance how will it go against your insurance?
How do you find your neighbors homeowners insurance for liability?
You will just have to ask them for the insurance information. there is no central registry or database for homes and the insurance companies that insure them. You should first determine if your neighbor even has Liability insurance. Not all homeowners purchase liability coverage with their insurance policy. A home insurance policy can be bought with or without liability coverage. If the homeowner has elected liability coverage, The homeowners insurance policy will provide the homeowner with legal defense for the cost of defending against a suit that is brought against them claiming liability on the part of the insured. If the Insured is found at fault or liable in court, then their insurance company will cover the cost of those liabilities up to the specified policy limits. Alternatively you can sue your neighbor. Then If your neighbor has Liability coverage on his home insurance policy, You will then meet your neighbors insurance company attorneys in court.
Will a DUI show up in insurance?
Assuming you mean car insurance, without a doubt the answer is yes. You will likely face what is known as a 'surcharge' meaning your rates will increase, just as if you had an accident. If you homeowner's insurance, that depends on the state, but the answer is most likely "no".
Can a person sue if a home owner has no insurance in ct?
You can sue a homeowner, whether or not he/she is insured. Insurance only helps dilute the obligation to any liability. With a judgment, you may be able to place a lien on the property (check with CT laws), which means they can't sell the property without satisfying the lien. Another answer: The person can sell the property without satisfying the lean. It is just that the person selling the property will not get a cent for it. You will get the lean holders share. Check again. Check with your lawyer.
What happens if the homeowner will not provide their homeowners insurance after you've slipped and fell at their residence?
You can file suit against them and this will force them to have their insurance company become involved to defend them and/or settle the claim. Be aware that in order for them to be liable for any injuries you had from your fall they would have had to do something negligently to cause the fall. If you sue them without cause they can file a countersuit against you for any costs to defend the suit. Be sure you can prove their negligence and your injuries.
Can you enroll in homeowner's insurance without spouse consent?
Yes, Either owner of a property can purchase a home insurance policy. It is recommended however, that you list all persons with a financial interest in the property as an insured on the policy.
If a homeowner is on prescription drugs and drunk leaves candles burning instead of using the oil lamps and home burns down what are the percentage of insurance paying?
Depends on the specifics of the insurance policy. Without reading the policy, nobody can answer the question.
Can you file a claim against a person with no insurance?
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
Does a car that is not drivable require insurance in Oklahoma?
Is the car on Private property or parked in a public place? On your Private property, without valid Tags and Without a loan against it then no insurance required.
