there are generally three ways a car is deemed total loss... 1) OTL (obvious total loss) meaning anyone can see that this car should never be put back together, ie total burn, flood into dash, some heavy structure damage such as fire wall etc...on some older cars if more than 1/2 the sheet metal needs replaced.. 2) economic total= the value of the vehicle minus the salvage value is how much can be spent to repair this vehicle (including rental etc if a claimant)..the repair amount equals or exceeds this amount it is then an economic total.. (most common) 3) percent total= many states have different laws regarding percentage, where i am (MO-KS), if the cost of repair is in excess of 75% of the acv, (actual cash value) of the vehicle, it is a total loss......(second most common) if you could give more details perhaps i could help more......
The roof estimation of damage could be calculated by your insurance company. I would contact them so they may send an adjustor who could better determine the exact amount of damage.
You will use the estimate from whichever insurance company that is paying out on the claim. The adjuster from that insurance company will be the final decider.
First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.
The increase in your insurance payments vary from company to company. Call your insurance agent, they can give you an estimate.
The same as a purchased truck that has been wrecked. You will have been required to insure the vehicle. Contact the insurance company and file a claim. An adjustor will determine if the vehicle should be repaired or totaled.
An online insurance quote is an estimate of how much your monthly bill would be for insurance. It may be auto or medical insurance depending on the company.
Contact your dentist office, they will be able to give you an estimate on what you need doing, and then see if your insurance company will cover it. It is possible the dentist office may even be able to tell you if your insurance will cover it over the phone.
Well with written proof and the incident verified, the insurance company should pay for everything that was damaged.
yes if your ins.co. pays for your car. Even if they don't pay for your car. My agent warned me that my homeowners premiums could be raised just for filing claims! They used to send an adjustor out automatically if there was a hailstorm or windstorm, but not any more. I just wanted an ajustor to estimate the damage last spring and let me know if it would exceed my deductible.
1 or 2 things you can do. 1) ask the insurance company to get an independent adjustor/investigator to review the facts. 2) Hire an attorney.
There is an insurance company called Federal Life Insurance Company.