Refused to pay on? What type of claim is it?
Only the legal owner of the property can receive compensation for a property loss.
Homeowners Insurance claims are typically expected to be used to repair the property. It's often paid directly to the contractor performing the repairs so the insured property owners may never actually see the check.
yes
Not if she is listed as part owner of the vehicle.
That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.
If she is still being carried on his insurance as his spouse then she has insurance.
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
The length of the marriage is what usually determines if a spouse or ex spouse is entitled to any pension benefits either private, SS or RRB.
No. Your spouse can receive them and you can receive them, but you have no right to theirs.
No. You're not his spouse What about COBRA and HIPAA?
That depends a great deal on the situation. There may be an insurance clause that would apply. Typically the estate must resolve the debts first.
In general, all rental companies charge for the 2nd driver or spouse. As the renter, you receive no additional benefit from this fee. If you have another car with insurance, it's very likely that your own insurance policy will cover both you and your spouse without purchasing extra insurance or additional driver coverage from the rental company. *Check with your own insurance company to be certain.
Excluded drivers are "NOT" covered on that policy. That's the point of excluding them from coverage. This is insurance fraud and they will not pay.
If the separated spouse is still legally married to the debtor spouse and/or co-signed the original obligation while married, yes.