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This really depends on the type of coverage you have with your insurance company. I know that you have to report everyone that lives in the house. If he lives with you and takes you car and you didnt report it then they will not pay for any of the damages occurred. I myself am covered when i use someone elses car weather they have insurance or not. But again you have to call to find out.

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Q: Can a friend with bad driving record drive a car insured under myself?
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