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Can a 23 year old as a licensed driver be covered on parent's auto insurance policy?
Wiki User
∙ 12y ago
Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.
Wiki User
∙ 12y ago
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Can a son drive parents car?
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
Are newly licensed drivers covered by their parents insurance for a certain period of time until they can set up their own insurance?
You may need to get your insurance company to add the new driver on with a rider clause to be covered. It is possible that your coverage will allow the new driver, but, some insurance companies do not allow new drivers to be on the parents insurance, They make the new driver get an insurance policy on his or her license before they will cover them in the parents car. Check with your agent before you let the new driver operate the vehicle alone or you may loose your insurance.
Do you need insurance to learn to drive?
To learn, no. But you need insurance once you become a licensed driver, or you need to be covered under your parents insurance. In most if not all states, it is against the law to drive without insurance.
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?
Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.
Will insurance cover if borrower doesnt have a drvers license?
If you are listed as a covered driver on the Insurance Policy then yes they will pay the claim whether you are licensed or not. Most Insurers will not offer you an auto insurance policy to begin with if you are not licensed but some will.
Will 21st Century Insurance company insure a driver with only a permit?
It is usually not necessary to insurance a driver who only has a permit. Often, if it is a young person, they are covered under their parents insurance. If it is an adult, then they may insure the driver.
If you get into a wreck while your license is suspended will it be covered in state of Texas?
Depends on the insurance policy. There might be a condition that any driver must be licensed for the insurance to be in effect. If it is your car and your insurance, you probably have a problem.
If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
Uninsured licensed driver uses my insured car. has an accident are they covered?
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
If i drive my moms car and i live with her but im not on the policy and i get in an accident is the car covered?
If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.
Does a newly licenced driver under the age of 18 have to be listed as a driver with the insurance company or are they covered automaticly under the parents' policy?
They must be listed.
