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Should who's insurance cover who's car??? The Brother who owns the car will have to file the claim with his insurance policy. Insurance follows the car, not the driver. If you didn't have the Sister listed on the policy as a driver the company can deny the claim for material misrepresentation. Then you will have to pay the claim yourself.

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Q: Brother loans sister car. they do not live in same household. sister has accident should insurance cover other vehicle?
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If you have liability insurance on one vehicle are you insured if you drive another vehicle?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.


Will homeowner's insurance cover a vehicle accident for the passenger injured?

NO, that's what the vehicle insurance is for.


Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?

If the car that was involved, in an acident was insured yea!


What auto insurance do you bill if you where a passenger in auto accident?

You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


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Then the people will be charged with insurance fraud.


What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?

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Would it be cheaper to get non-owners insurance for your 16 year old than adding him to your insurance policy?

That would be a very Bad Idea. Non Owners Insurance does not cover an accident in a vehicle to which the non-owner has regular use and access. It also will not cover an accident in a vehicle that belongs to a member of the same household. Not sure will depend on many factors, contact an agent/agents and request some quotes.


Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?

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Why is car insurance mandatory?

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You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?

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If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.