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What else can I help you with?
Can health insurance cover the balance of the claim of the car accident?
Yes, your Health insurance can provide coverage for injuries received in an auto accident beyond what may have already been covered through an automobile insurance policy. Your health insurance however is specific to you and the covered persons under your policy. It will not pay for property damage or liabilities for injuries to others.
Is there something called Accident Only Insurance?
Yes, there is a such thing as Accident only Insurance coverage. Accidental only insurance coverage covers any accident that leads to injuries that result to loss of limps, eye sight or life.
What exactly is accident only insurance coverage, and who is eligible for it?
Accident only insurance coverage is a type of insurance that those who are hospitalized for injuries and other disabiling work related causes. All are eligible except those who are eligible for Medicare.
Who pays for your injury if you were injured in someone else's car but have your own auto insurance as well?
The only coverage on an auto policy that covers costs for you and your passengers medical expenses is Med Pay Coverage. You health insurance will also pay for injuries. Med Pay is an optional coverage but will pay for an accident involving an automobile even when not in your car.
If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?
The insurers of the driver who was deemed to be at fault for the accident.
In an auto accident in California do you bill your auto insurance as the primary insurance or your health insurance?
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
What are common automobile accident injuries?
Some common automobile accident injuries include broken bones, fractured bones, lacerations, internal injuries, spine, neck, and back injuries, and traumatic brain injuries.
What is the coverage provided by the car hire waiver insurance?
Car hire waiver insurance typically provides coverage for damages to the rental vehicle in case of an accident or theft, as well as liability coverage for injuries or damages to others involved in the incident.
If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
What is the difference between liability and collision coverage in auto insurance?
Liability coverage in auto insurance helps pay for damages and injuries you cause to others in an accident, while collision coverage helps pay for damages to your own vehicle in a crash, regardless of fault.
Can a driver with points get pip insurance in Ohio?
Ok, Personal Injury Protection, (PIP), is the name of the coverage which pays for your injuries after a car accident, it is something we sign up for when we start our car insurance policies. In order to figure out if you have Personal Injury Protection, start with a call to your insurance company. They can tell you in this first call if you have medical coverage for your injuries.
If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
