== == If you fail to be TRUTHFUL in your application to the new company, and they do FIND OUT ABOUT IT, they will drop you like a dead fish. And then you will be out in the cold, with no hope of getting ANY insurance coverage. Tell the truth, and get on with it, and remember to slow down.
Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.
Probably not those sleazebags at the insurance companies will move heaven and earth to get out of paying a claim.
yes your insurance will go up because it is a sports car, it will go faster, and it will get you more speeding tickets, insurance companies do not like that.
Very few. Almost all insurance companies will not approve a driver with more than two speeidng tickets on his record. This applies to any business, not just trucking companies. It is not the company, it is the insurance carrier. It always pay to contest a speeding ticket if you drive a company vehicle.
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
If you were guilty of speeding pay it
The government (in its infinite wisdom) decides to regulate everything. If it's a product or a service which could help people, then chances are it's regulated. And insurance products are regulated on the state level. So unless there is a sanctioned state authority allowing speeding insurance to be legal in that state (e.g. VT or FL) then it is not legal there. Most reputable/known insurance companies are not in the speeding insurance industry and I don't see them getting into it anytime soon.Although not "speeding insurance" in the sense that it will pay fines imposed upon you for speeding, there are a multitude of prepaid legal service companies nationwide. These are generally regulated as risk bearing entities. In return for the advance payment of a fee or "premium" the member of entitled to services of a lawyer as and when the need arises. Depending upon the plan, this could include the services of a defense attorney regarding a speeding ticket.
The ticket will be reported to NC and treated just as if you received the ticket in NC as it applies to your insurance rates so the answer is yes.
Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.
The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.
Insurance companies ask if you've had any accidents or traffic violations within a period of time. If you admit, your insurance rate will likely be higher. If you lie and the insurance company finds out (and they will), your insurance will be cancelled.
Police departments do not report tickets to insurance companies. That's true. But they DO report them to the DMV and the insurance companies have access to these records. If you don't believe me, just ask your agent when you got your last ticket.