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Are you responsbile for keeping insurance on a car titled in your name but you are not the primary driver?
Dsieving
As the registered owner you can be held responsible and financially liable for the actions of the drivers you allow to operate your vehicle.
It would therefore be advisable to maintain your auto insurance.
Wiki User
∙ 14y ago
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Who is responsible for keeping car insurance the owner or driver?
Both
Who can buy car insurance?
In the United States, anyone who is able to get a driver's license can get car insurance. The driver's license holder must be have insurance in their own name, or they can be added to a primary driver's insurance.
If one is the primary driver for the car in terms of insurance but does not possess the title for the car is the insurance valid?
It is if you are listed on the policy as a driver.
Who is responsible for an accident the driver of the vehicle or the person who is under the insurance?
it may depend on the state, but when I was in the insurance business in Tennessee, the primary insurance on the car kicked in first, then if that insurance didn't cover the damamge (IE: insurance limits were too low, or there was no primary insuance) then the driver's insurance kicked in.
Who pays when driver is not the car owner but has car insurance?
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?
yes, simple as that.
If an uninsured driver lives in your house are you responsible if they have an accident?
There are 3 possibilities: You ARE responsbile (or partly responsible) If (1) the un-insured driver is a minor and you are their parent or guardian (2) you are the owner or part-owner of the vehicle they are driving (3) the un-insured driver is on your insurance. Other than those factors, you would not be responsible for them.
If you own the car and have your 19-year-old on your insurance policy but list him as the primary driver and he gets in an accident could you be sued for damages insurance didn't cover?
Is he really the primary driver? Who's name is the policy under? Generally being the holder of a policy makes YOU the primary. Check with your company.
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
Do you need a license to get insurance?
In general you need a license to get insurance for your car, but if yours has been suspended it is still possible to get insurance by selecting a primary driver, such as your spouse.
Where can a teenager find cheap car insurance?
There are a few websites that offer cheap car insurance for teens, you can search for it online. There are also a lot of ways to reduce the insurance like keeping the teen as an occasional driver or by taking a driver-training course.
