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Are you liable for a car damaged by a storm while on your property?
Wiki User
∙ 16y ago
No, You would generally not be liable for Storm damage to a car while on your property. It is not customary to hold an individual legally liable for acts of nature that are beyond our control. Storm damage to a vehicle is generally covered under the Auto Owners Insurance Policy Comprehensive coverage Portion. An exception might rarely be construed if a vehicle was left in your care and custody, usually on a fee for service basis, and you somehow failed within your expected or implied ability to take reasonable action to secure it safely.
Wiki User
∙ 16y ago
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If a tree damages your vehicle during a storm while in a parking lot who is liable?
The comprehensive coverage on your vehicle would cover the damage. In most cases no one is liable for any storm damage. The (seldom) exception would be if you left your vehicle for repairs (let's say) and the shop did not use due diligence to protect your property. And even then it would be a rare occurance when the shops policy would cover 'a act of God'.........
Are you liable if someone gets hurt on your property while helping you?
Maybe. It depends on how and why they were injured. You invited them on your property, so you owe them a high duty of care. If they were injured due to a faulty step or a hole in the ground that you should have repaired, you'd be liable. However, if they were injured due to their own negligence, you wouldn't be. For example, if I brought my own chain saw and my own beer onto your property and managed to cut myself while drunk, you probably wouldn't be liable.
Why do you need liability insurance on land you do not use?
Liability insuranceIn the Unites States, a landowner can sometimes be held liable for certain occurrences on the owned land. A Landowner is typically NOT held liable for the actions of tenants. This is what Renters Insurance is for. A Tenant can purchase property and liability insurance on a tenants policy. A property owner also is Typically NOT liable for the actions of criminals or others that may have entered your property illegally.So while its a good idea to maintain some type of Liability Insurance for Vacant Land to cover some occurrences where the owner might be liable. One should not presume that the property owner is liable for anything and everything that might occur on the property.
Does homeowners insurance pay when personal property is damaged in a fire while vacationing?
A homeowners insurance policy includes up to 10% of coverage C (Personal Property) while off premises. A fire that occurred while on vacation would certainly be covered under this type of coverage. Another incident is a resident child while staying in a dorm at college would also have coverage for personal property while the property was stolen or damaged by fire or windstorm or such at the college dorm.
What do you do if a repossession company damages your property while seizing the vehicle?
You need very good proof it was not damaged before the repossession. Nearly impossible to do as he can say it was damaged when he got it (and he will, believe me).
Who is liable in the state of California for a the tree branch lands on your car while parked on the property of your apartment complex?
Your landlord's insurance should take care of it. Legally your landlord is liable as they own the tree and supposedly should have had it checked and trimmed to prevent that.
If you car is damaged while it is being repossessed who is liable for the damages the loan company or the repossession company?
Sue them both, plus the driver, plus their respective insurance companies, and let the court find them "jointly and severally liable," so you don't care which one of them actually has to pay.
If your car is damaged while it is being repossessed who is liable for the damages the loan company or the repossession company?
The LENDER is responsible for every detail of a repossession. They may pass the costs of repair on to the repo company.
Does having power of attorney for someone incarcerated make you financially liable?
You are not personally responsible for any debts or obligations incurred by the incarcerated person. HOWEVER, the POA makes you a 'steward' of that person's property and if you squander or 'waste' it while administering it you could be held liable.
Are you at fault if you go off the road to avoid a head-on collision and hit a mail box?
assuming that the vehicle that ran you off the road is no where to be found , then yes, you are repsonsible for the mail box, and your collision coverage or umpd will cover your vehicle damage less your deductible......the property damage coverage under the liablilty heading of the policy will pay for the mail box and any other property not belonging to you, that was damaged in this accident...''at fault'' and "responsible" or ''liable''are really two different things, while you are not necessarily at fault (if the other driver is unknown) you are responsible/liable for the mail box......
If your car was hit and damaged while parked at work does the employer have any liability since you were parked on their private premisis?
even if it is a private parking lot they are not liable for any damage .well that's how it is in montreal.
Who is responsible for damages to your property by fire department while putting out a fire next door?
Insurance. A fire department can use any means necessary to extinguish a fire. If a property is damaged, chances are it was to prevent the fire from spreading.
