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You will have to file a claim on your own comprehensive auto Insurance.

A property owners insurance will not cover damages to your vehicle unless you could prove willful negligence. This is because a property owner is not liable for an act of nature.

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Q: A tree fell on my car while i were in it and totaled it in an apartment complex parking lot does their insurance have to cover it?
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Related questions

What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


What is the definition of totaled?

used of automobiles; completely demolished; "the insurance adjuster declared the automobile totaled"


How do you determine if vehicle is totaled when burned?

A vehicle is totaled if it cost too much to repair it. Usually, insurance companies determine whether or not a vehicle is totaled.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


Why would an insurance company declare a vehicle totaled?

An insurance company declares a vehicle totaled when the cost to fix the vehicle exceeds 70% or more of its market value.


What happens to a totaled car after the insurance co pays you for it?

Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


If your loaner car was totaled and you do not have insurance what should you do?

get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........


If you totaled your car while drinking will your insurance still cover it?

No, they will not.


What is a sentence for totaled?

This is total nonsense!My total is 52.


What makes a motorcycled totaled?

When a vehicle covered by insurance gets wrecked, the insurance company looks at how much it will cost to repair. If repairing the bike costs more than it is worth, then the insurance company declares it totaled and pays for a replacement.


Your car was recently totaled by insurance company can you buy it back from the insurance company?

I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.