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Does commercial general liability insurance cover fire damage?
Some do but it would only cover fire damage for your property like your office. On some it is excluded. You would have to check on your binder
How does lightning damage property?
It lights it on fire.
Will property damage liability coverage cover your car for theft and fire?
No, only "comprehensive" coverage would pay for that. Liabiility AKA PLPD AKA property damage and liability ONLY covers other vehicles you may damage in a crash YOU have caused.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
Damage to premises rented to you?
Damage to Premises Rented to You - formerly known as Fire Legal Liability Coverage - covers your liability to others if you occupy leased or rented property for which you could be held legally liable for damage to the property due to fire or explosion.
What is the negative side of fire?
Damage to property and smoke inhalation are the main problems
What type of insurance covers fire to recover the building?
Any building property policy such as a homeowner policy or commercial property policy will cover fire damage.
Can you be sued for not having homeowners insurance and my neighbors property is accidentally has fire damage due to a fire on my property?
absolutly, and he can take everything you have if you don't have enough to pay his damages!
Does house insurance cover other peoples property?
If your property caused damage to another persons property then yes. For example if your chimney fell onto their roof they would be covered. Also if a fire started in your property and spread to theirs this should be covered.
Is a neighbour liable for property damage and mental pain and suffering from a fire that starts in their house?
Depending on what type of property damage you suffered, property damage to another can usually be covered under the homeowners liability portion. Automobiles are never covered under a home insurance policy. If your home was also damaged by the fire, generally your own home insurance would provide coverage for your losses. Pain and suffering however would generally require some sort intentional malice on the part of the home owner who has been a victim of a house fire.
How does arson damage property?
Because it burns everything up in the fire caused by arson!
What damage does fire cause?
The damage that a fire can cause will vary depending on how fast it spreads. This may include causalities, fatalities, destruction of property, pollution of the environment and so much more.
