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What if your in an accident and the other driver didnt have insurance?
Wiki User
∙ 9y ago
This is why you want to have uninsured motorists coverage on your policy. UM will act the same as if the other party had coverage with the exception of a small deductible for property damage. In some states your physical damage may also take care of the vehicle though then it will count against you on your policy. UM is a far better coverage to have in this situation.
Wiki User
∙ 9y ago
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Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?
yes yes
Do the police give the other driver in an accident insurance information of another driver?
Yes.
If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
How does one file auto accident insurance claims?
After a car accident, one must immediately contact their insurance company to file an auto accident insurance claim, even when the other driver was at fault. Make sure to have all the other driver's insurance information so that the other company can thoroughly investigate.
If you had an accident and received a DUI will your insurance cover you and the other driver?
absolutely
How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
What if the person who hit you does not have a license but has insurance?
If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.
If an accident is not your fault will it affect your insurance rates?
Shouldn't do provided other driver is identified.
If you are involved in an accident and have auto liability insurance and the other driver does not what are your rights?
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
Someone hit you an Neither I or other driver has insurance on our car who is at fault?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
What happens if the other driver fails to inform his insurance after an accident?
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
What happens if a driver with a suspended license the registered owner's insurance pay?
What are you asking? Have you had a motor accident? Did the other driver have a suspended licence?
