The company will try to sell you a list of people who are due for a refund. You will have to try to reach them and try to do their paperwork for a fee.
Is this a scam?5 working days
You should minus a processing fee and one day worth of coverage. Auto insurance policies are written on a pro-rated basis.
It is going to be $700 per family member and if your refund is not enough they will garnish your wages!
Most insurance companies will refund any remaining policy time. It will be prorated. If your mortgage company paid it out of escrow funds, the refund may get sent to them.
I don't think it violates Connecticut insurance regulations. But you should be able to cancel the policy and get a pro-rated refund or full refund.
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six weeks
Depending on how you purchased the gap insurance. If it was included in the financing + gap = monthly payment then any refund due would go to the finance company. If you purchased the gap insurance independantly from the finance company then you must contact the provider of the gap insurance directly for any type of refund.
one year
You can contact the agent who sold you the policy directly and he should provide assistance in getting a refund. <a href="http://www.ltcfp.com">Long Term Care Insurance</a>
If your pin isn't working go to the place you brought it from and get a refund
It depends. If you paid it all upfront in cash for the life of the loan and you trade the car in early you might be entitled to a small refund. If the gap insurance is included in the car payment then no. There is no refund at that time, because you are paying only for what you use.