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IF you are NOT on the TITLE, contact the lender, explain the deal and ask them to repo for you, take the buyer OFF the loan and let you take possession. That will NOT get the payments off you but will give you room to work. You are not the first person to have the problem and most lenders will ways to solve it.

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Q: The title holder has no job license or insurance as cosigner you are making payments what can you do to get possession of the car?
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