It depends on the insurance company. Some insurance companies will cover the vehicle when it is loaned to someone else. Many have restrictions that they will only cover someone of a certain age or older.
As far as states go I know in Utah it is the vehicle not the driver that is insured.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Only if the legal penalty for driving while uninsured is license suspension.
The penalty is YOU LOSE. They are not bonded or insured and your loss is just that. GOOD LUCK!
6 months
If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.
$50 for driving while not licensed plus 120 of court Fee. total $ 170
If your insurance covered it, you will be fine. If you insurance did not cover it: You can be charged with driving without insurance which is typically a fixed penalty of £100 and 3 points of your licence (much more if it goes to court). You can be charged with permitting an insured driver to drive your vehicle which carries the same disposal as driving uninsured yourself. If the policeman is feeling very kind, you may just get a stern telling off.
You are subject to a ticket for driving without insurance the moment one wheel of an uninsured vehicle touches the pavement of a public road under it's own power.
It depends on whether or not the vehicle or property was attended, whether or not anyone was injured or killed, and whether or not the driver was properly licensed.
Never. It will always be legal to go uninsured, but some people who go without health insurance will have to pay a tax penalty. The penalty started to apply on January 1, 2014. In order to be hit with the penalty, you mustBe a U.S. citizen or legal resident (no undocumented immigrants; American Indians also are exempt)Have income greater than the tax filing minimum ($9,750 for a one-person household)Pay no more than 8% of your income for the lowest cost planNot be in jailEven if you meet all of those criteria, you can still go three months "bare" and pay no penalty.
In Massachusetts, as in most states, it is a criminal offense to drive with a learners permit without a licensed driver over 21 in the vehicle. The penalty for doing so is a fine of up to $200 and your driving privileges will be revoked.