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Can a claim be made on our home insurance because my husband fell on our driveway?
Wiki User
∙ 11y ago
No, That's what Medical Insurance is for.
Homeowners insurance is "Property Insurance", not personal injury or medical insurance.
Home insurance usually come with a small amount of medical coverage, (500 to 1k dollars) for minor household injuries. Contact your insurance carrier to determine if you have this coverage.
Most home insurance policies also carry liability coverage in the event you are held liable for injury to a third party. The named insured can not be liable to themselves.
Wiki User
∙ 11y ago
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Can you claim on insurance if you have an accident backing out of your driveway?
It depends on the type of insurance, the terms of the contract and the circumstances.
Can husband cash in wife's insurance policy?
If the husband is the nominee of the wife's life policy,and in case of later's eventuality, he can claim the insurance proceeds and the Insurance Co. is legally bound to pay to the nominated husband.
Does homeowner insurance pay the claim on cars vandalized in their driveway?
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
Can you keep life insurance on your ex husband?
You cannot. In case of any claim after your divorce and the policy bond is in your possession, the claim will be summarily rejected by the insurance company. It's advisable to surrender the policy on your ex husband to the insurance company against official receipt.
If I hit a car parked in my driveway while backing out would the owner of the car submit a claim to my car insurance or my homeowners insurance since it took place on my property?
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
Can you sell your vehicle with an insurance claim pending?
Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.
Your husband bought a car in his name only so what are the disadvantages for you since you are the main driver of this car?
In the event of an accident, you will have to call your husband to lodge for a police report which is needed for an insurance claim. An insurance company will not accept a police report which is filed by you because you are not the rightful owner.
IF Patient primary insurance denied claim because provider is not contracted with them will secondary insurance pay on the claim?
yes
If you have a slip and fall on your own driveway requiring surgery are you able to file a claim against your homeowners insurance provider?
No. To help with the question...will you sue yourself?
How many days do you have to file a claim for life insurance?
It depends on each company's rules, but generally you are not time restricted to file a death claim. Sometimes it takes a while to find all the policy information, probate, etc. I know of a spouse of a deceased insured who called the insurance company to cancel the policy on her husband because she could not afford it anymore, since her husband had died two years prior and her income was very low. Of course, the insurance company sent in the claim paperwork and paid the claim!
Your ex-husband keyed your car can you claim that with your insurance company?
Yes, provided you have comprehensive coverage or can claim it on your homeowners or renters' insurance; but, as this would be an act of vandalism, you may be required to provide a police report.
If your husband damages your car in the driveway of your home do you file a claim under your homeowners policy or the auto policy?
If you have an umbrella policy, that might cover it. If you have separate standard polices for home and auto, the auto insurance will cover it first. Deductibles might be picked up by the homeowners. Policies are hugely different, though. You need to consult your policies and call your agents. Recently, my father-in-law bashed my car with his while backing out of my driveway. My collision insurance covered the damage to my car. His covered the damage to his. My homeowners insurance did not cover my out-of-pocket expenses for the deductibles, but his liability insurance did. It's a little different in your case because the same policy covers both cars (I assume).
