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If a college student want to get a credit card then they need to carefully consider if they can pay back the debt. They should get their card from a reputable company such as a bank so that they won't get charged interest that is too high.

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10y ago
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10y ago

The best credit cards for students are those that have been specifically designed for them. Credit cards may help students build their credit and learn responsibility. Some credit card companies, such as Discover and Capital One, have developed "student credit cards."

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Most major credit card companies offer special cards for college students with additional perks. Some examples include Discover's 'Discover It for Students' and Citi's 'Citi Forward for Students'.

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10y ago

There are many credit cards for college students. A student can take the "Discover it for Students" credit card. That credit card offers 5% cash back on a broad range of categories, up to $1,500 spent a quarter, plus an unlimited 1% cash back everywhere else.

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10y ago

According to Dave Ramsey, no credit card is best for college students. The credit cards that are targeted for college students often have high interest rates and unknown fees.

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Q: What are some of the best credit cards for college students?
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Related questions

What banks offer credit cards for college students?

Wells Fargo offers the best low-interest credit cards. They are great for those just starting out.


What are the best three credit cards available for students with no annual fee?

The best credit cards for students come from the top credit card companies. No annual fee cards are available from Citibank and Discover, and Capital One.


What companies are best for students looking to sign up for a credit card?

Featuring the best student credit cards and student credit card deals including Visa, MasterCard and Discover Cards. Find card application resources from leading companies, including the following student credit card offers located across our website for students in college and first time credit cards for high school student.


Where is the best place for students to apply for credit cards with no credit history?

There are many companies that cater to students with no credit history. One of the largest companies is Chase but store credit cards are also good to start.


How can a student obtain a college credit card?

College students can obtain credit cards just like other people. Sometimes it can be more difficult to obtain a credit card as a college student because they do not have as much credit built up. The best approach would be to open up a savings/checking account at a local bank. Once one is opened, they will usually offer the person a credit card as well. If that does not work, looking at the main credit card companies (Visa, Master Card, Discover Card, and American Express) and finding their college student section, will give you options for college students, however, they usually have very high interest rates.


Credit cards for college students regardless of credit?

I did a quick Google search, and found a few sites like http://www.findcollegecards.com. I would look at a few, and see which ones will best suit you. Many student cards will approve you, even if you have no credit. You have to start somewhere!


Who can provide the details regarding international credit card for students?

There are many good options of Credit Cards available for students, it’s daunting for student to solve the credit card equation. To get a complete guide regarding the credit cards please visit the best international credit card for students service provider.


Consider Student Card Choices Carefully?

College students are regularly courted by credit card companies who hope to gain loyal customers. Credit card companies also know that college students spend money - in restaurants, movie theaters, at malls, and for living expenses. Targeting college students almost guarantees the credit card companies that issued cards will be used. Having a student card helps some students get through the college years simply because they can charge whatever they can't afford to pay for with cash. Some credit cards are specifically designed for college students. However, the best ones require that the student has a good credit rating. Some of these credit cards offer generous reward programs and low interest rates. However, some of the interest rates are low introductory rates that climb significantly once the introductory period is over. Students should read all of the fine print before obtaining a credit card to ensure that they understand all of the terms and conditions. Many of the student cards have generous cash back programs. Not only can students earn cash back on everyday purchases like gas and groceries, but some cards offer the reward for money spent on utilities and cable television. Students who pay off the balance each month can earn significant rewards by charging virtually everything. However, this method of earning rewards requires a high level of self-discipline. Not all college students are able to qualify for credit on their own. Sometimes, parents issue students cards with low credit limits. Some parents even pay the credit card bills; others let the student use the card with the understanding that he or she pays the monthly bill. Some students have gotten into financial trouble using credit cards in college, thinking they were going to earn much more money than they did. Thinking they would pay off the card once they graduated and obtained their dream jobs, some college students ran up extremely high credit card bills. Unfortunately, they did not earn the amount they thought they would earn immediately after graduation. Many of these students now advise other college students to curtail spending, especially when using credit cards. Students have an excellent opportunity to build a good credit record by using student cards that the credit card companies are anxious to issue. However, just like anyone else who uses a credit card, students need to be careful and exercise good judgment and self-discipline.


What is the best citi cards for students?

When looking for a credit card for a student a low APR should be the determining factor. Students typical receive below a 3%. Also any card that gives cash back is a great bonus. One of the top sellers for college students is the Citi Forward card.


Which credit cards have a 0% balance transfer?

Bankrate.com has a good website that shows you best interest rates and best credit cards. Go to the site, then go to credit cards. Then click on best for balance transfers.


Which are the best low interest credit cards?

The best low interest credit cards include CapitalOne Venture One Rewards and Blue Cash Everyday from American Express. You can learn more about low interest credit cards at the Credit Cards website.


What do the website 'Money' claim the best student credit card to be?

Student credit cards are a great way for young adults to build up a credit history. Some of the better cards for students are: Discover It Student, Capital One Journey Student Rewards, Citi Forward and Citi Dividend.