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Score but if you're on the border of being approved or not approved then they'll look at the history too. Regardless, your entire report comes up (score and history).

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Q: Do auto lenders only look at your credit score or your specific credit history?
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Related questions

Do mortgage lenders consider rental history?

yes mortgage lenders do consider rental history source of your credit score


Can you get a loan with a 616 credit score?

Most lenders require at least a 640 credit score for a mortgage.


What are the credit score what is a good credit score?

A credit score is a tool used by lenders to help them make lending decisions. A credit score is determined by the information in a credit report. While credit scores depend on specific scoring systems used, ultimately they represent the risk level that you represent to a potential lender. Using the PLUS Score, one educational scoring model, a good credit score is between 700 and 725.


Can you get a mortgage with a credit score of 491?

It is highly unlikely that anyone would loan you money to buy a house with that score in this market. A score below 500 means you have some serious derogatory items on your credit report and/or you haven't established enough credit history. Lenders want borrowers with a long history of good credit". Take steps to improve your credit.


How can one qualify for the cheapest mortgage rates?

Having a good credit score is important for getting cheap mortgage rates. One can request their own credit score and show it to potential lenders; this is superior to having lenders request one's credit score, which can affect the score.


Do mortgages go up if you have bad credit?

Absolutely. If your credit history is negative and your scores are low as a consequence, lenders will consider you a higher risk. If your credit score is, for example, 680, a lender will charge you a higher interest rate than someone with a credit score of 750.


What is the lowest a cosignee's credit score can be?

Most lenders prefer a cosigner to have a credit score of at least 620. However, cosigners with a credit score of 720 or above is always preferred.


What does a 787 credit score mean?

Very low risk to lenders. (96.68 score rank).


Who are the lenders for credit score 587?

Go to whogavemecredit.com should answer your question


At what point do most lenders consider a credit score to be poor?

600


Does your credit score drop if multiple lenders check into your credit at once?

No, but it will if any of them decide not to lend to you.


If you check your credit report will it decrease your score?

No, checking your own credit score is called a "soft inquiry" and will not affect your credit score. Only "hard inquiries" - those from potential lenders affect your score.