Yes. The primary and the cosigner are equal owners of the vehicle. If all things are equal, and the loan is current, and one of the contract parties takes possession of the vehicle over the other, it is a civil matter and must be decided by a judge.
NO
Yes. It is the stated purpose of a co-signer to take responsibility if the primary signer is unable or no longer interested in fulfilling the obligations they signed for.
If I'm a buyer and I want to keep the automobile, can the co-signer take it away if all the payments has been made. I put the down payment on the truck and the insurance in my name.
can a primary co signer take the car away from a secondary co signer
I got car at Drive Time told me take car back and I made all payments on time
Yes, if the co-signer takes over the payments they are entitled to chattel.
a co signer has a right to protect their credit- if you are not paying then legal action can be taken by the co signer
When you fail to make payments, they go after the co-signer. It can affect his credit. If he makes the payments he can take the car. You wouldn't want to make payments for someone else's car.
The only way that a co-signer can take possession of the vehicle is if they are listed on the title as a co-owner. Even if they are a co-owner, they cannot just take the vehicle. They would need to sue the primary borrower in court to gain possession.
(note I am NOT a legal professional) I believe co-signing a loan only means that person promises to make the payments if the primary loan signer fails to make the payments. The co-signer has no ownership of the vehicle. I personally would talk with the company that gave the loan in the first place. IF you have been making payments consistently they may be willing to remove the co-signer from the loan, at which point the father would have no legal connection to the vehicle.
Yes. That is the job of a co-signer, to make sure the signer makes the payments or to make the payments if the signer cannot.
Not likely, the lender will probably require you to refinance the loan in only the co-signers name.