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I would guess if the mailbox fell over while you were passing by, and it hit your vehicle, then it would be considered comprehensive. Now if you just drove into the mailbox, that would be considered collision.

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Q: Would hitting a mailbox be considered comprehensive or collision?
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Related questions

If you hit another car what part of your insurance covers this collision or compressive?

Collision. Collision covers a collision with an object such as another vehicle, mailbox, tree, etc. Comprehensive covers fire, theft (of the vehicle, not its contents), vandalism, weather related incidents (i.e. hail, lightning, etc), and hitting an animal such as a deer.


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Makes no difference what you hit. If you leave it is hit and run, or (in some states) 'leaving after colliding.' The fact that only non-moveable property was damaged is immaterial. If the mailbox wasn't just a private mailbox for the apartment, but happened to be an 'official' US Postal Service mailbox, you could, theoretically, be charged with destruction of government property.


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