WHAT "GAP" does it cover?? The gap between your down payment and what the car is worth or the amount you lack to be current with the payments? Read your "GAP" ins. contract to be sure of the coverage. I've never heard of it covering a repo.
When a car has been repossessed the person paying the insurance should cancel it.
I've never heard of an insurance policy that covers repossession. Remember, the car doesn't actually belong to you -- it was repossessed because you failed to honor the contract of repayment of the loan to buy it.
Cancel your policy.
Yes of course you should!
yes by doing the confy stuff
A good place to start is www.automotive.com/auto-insurance/77/arizona/index.html. This is a comprehensive list of car insurance providers for Arizona.
no, but it is recommended. the repo co has insurance and is bonded for this type of situation. you will have to provide proof of repo to your insurance co.
AZ Car Insurance, or Arizona Car Insurance, offers easy, affordable insurance to any resident of the state of Arizona. Their official website allows visitors to get free insurance quotes.
If you owed money on the car (which is probably why it was repossessed), you need to pay what they demand. Check the paper you signed when buying the car if you think they are 'demanding' something different than you signed. Your girlfriend was smart to cancel the insurance, since a repossessed car does not need insurance. You cannot sue your girlfriend for calling the car lot, or for cancelling the insurance, because you cannot show DAMAGES to yourself.
I take it you mean, if your car IS repossessed. In that case, IF you dont plan to redeem it, NO. NO car, NO insurance. Once the lender repos the car, they are responsible for the insurance coverage.
If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.