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Will car insurance cover claims that are your fault and no other car involved?
Wiki User
∙ 17y ago
Depends on your policy. See your insurance agent.
Wiki User
∙ 17y ago
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If involved in accident but not my fault will it effect my no claims bonus and insurance premium?
Yes
What does Liability insurance protect you against?
claims if you are at fault in a collision.
Is it realistic to take someone to small claims court for damages in an auto accident?
If there is insurance coverage on the at fault vehicle, there should be no reason to file small claims. If the at-fault party does not have insurance, then small claims is an option.
Had a accident not your fault your insurance company tell you i have to pay three hundred in excess which you wll get back but you will loose your 20 per cent no claims bonus?
Sounds like you are not including all the information. If you had an accident that was someone else's fault then their auto insurance would pay for repair of your vehicle and your insurance company would not even have to be involved. Or is this one of those not your fault accidents where no other vehicles were involved but a tree or telephone pole jumped in front of your car. That would be your fault. Some companies do offer no claims discounts that you loose no matter what the claim is which includes all claims like glass claims, deer collisions, uninsured motorists claims, etc. that normally would not affect your rate.
What is liability coverage on auto insurance?
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Will your health insurance cover bodily injury in a car accident?
Yes, but only as a secondary coverage to all other auto insurance claims you might have (like bodily injury liability against the at fault driver or personal injury protection coverage in no-fault states).
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Who benefits from no-fault insurance?
Anybody involved in an accident. Damages are covered regardless of fault.
What kind of auto insurance covers you for anything that's NOT your fault but does not cover when it IS your fault?
There is no such product
Was involved in an accident neither of the parties got a ticket however my insurance fixed the damages to her car will you have to list this when you apply for insurance elsewhere.?
Yes, All claims and accidents whether at fault or not at fault are required to be disclosed when applying for an auto insurance policy. Failure to do so can result in cancellation of your policy due to non-disclosure.
Does full coverage insurance cover damages to the other persons vehicle if you are at fault in a no fault state?
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
If you have PLPD and are involved in an accident does their insurance cover your car?
If the other party has insurance then their "property damage" coverage should cover damage to your vehicle. If you happen to be at fault or there is some question as to who is at fault then it might be hard to collect from their insurance company. Only if the other party is at fault. If you have collision insurance, you can file the claim with your own agent. Then you will be paid for your damages, less your deductible, and when your company collects from the other company you will also get your deductible. If you do not have collision, you will have to file your claim directly with the at-fault driver's insurance. If the company denies your claim (and unless there is very compelling evidence that their client was at fault, they will), you will have to sue the driver. Then, IF YOU WIN the lawsuit, their insurance will pay.
