Best Answer

Most likely you lost your multi-driver discount.

A spouse driver of similar age and clean driving record often adds less than 1 to 3 percent to your premium. Multi-driver and Multi-car discounts can often add up to 3 to 5 or even 10 percent discount.

It could also be that your insurer inadvertent re-rated you as single if no spouse is listed.

I suggest you call your insurance agent and discuss it with them.

User Avatar

Wiki User

13y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Why does your car insurance cost more because your wife does not drive?
Write your answer...
Still have questions?
magnify glass
Related questions

Do more people fly or drive on Christmas?

they drive because it cost more to fly than to drive.

Why is car insurance costly for teens?

Because they have just learnt to drive and insurance companies believe they are more likely to crash.

Does motorcycle insurance cost more for a teenager than car insurance?

It depends on what you drive / ride. It is best to get quotes from different insurance agencies, and find out who can offer you the best deal for the coverage you want.

What is the difference between an operating cost and a fixed cost?

Fixed costs basically refer to those expenses each month that do not vary such as building rent, insurance premiums, business loans or other business costs that are constant. Operating costs would be those that DO vary such as the cost of inventory, wages, advertising, business supplies, etc.Example: Operating cost: things that maintain your motor vehicle and money you spend for gas, oil, and tires. Operating cost vary based on the number of miles you drive, the more you drive the more the cost ill be.Fixed cost: the purchase price of the vehicle, insurance and licensing fees. These cost occur no matter how much you drive, in fact the more you drive the less it costs. So because they come no matter what the costs do not vary.

What car would the insurance be the cheapest?

Typically, A cheap car that has low value and not sporty. A civic may cost more than a mustang, but may be lower because a mustang is sporty and more inclined to drive fast and crash.

Does truck insurance cost more than car insurance?

A truck insurance doesn't necessarily cost more. It would depend on the size of the truck.

Does insurance for a classic car offer more coverage than regular insurance?

It does not offer anymore insurance than the other. Because the car is more valuable, it just cost more to cover it and certain insurance companies will not cover this type of cars.

Does a teenager have to have insurance to drive?

Teenagers more than any group absolutely need insurance to drive as this demographic is more at risk for accidents.

Do parents have to pay more for car insurance if they add their child to the policy?

Yes, I do think that insurance companies will raise the cost of insurance, because you are a teenager(well that's what I'm guessing). But, it may go up even higher when you get your driver's license because you would be able to drive by yourself most of the time without a parent. And insurance statistics confirm that teenagers drive fast, wreckless, and less-experienced. So the good has to suffer because of the bad. So to answer your question, the rates will most likely go up, but not as much as if you were on your own insurance.

Why does it cost more to insure a car when you are under the age of 25?

It cost more to have car insurance when your under 25 because you are more likely to get into an accident. So by caculating that the insurance companies must charge more to cover you so that way they are operating to make a profit.

How does a joint insurance work?

Joint insurance works by having two or more people under one plan. This is done because it can keep down premium cost because more healthy people are on the plan.

Does classic car insurance cost more than normal?

Classic car insurance costs more than regular car insurance. This is because it costs more to replace the parts on an antique car, and would be a lot more to replace if totaled.