answersLogoWhite

0


Best Answer

A personal Non owners insurance policy is only recommended for licensed drivers who do not own a vehicle and do not have regular access to a vehicle. Non Owners Insurance does not cover owned but non-registered vehicles. Non Owners coverage forms are designed to provide a level of security when operating a non owned vehicle. One may not always know if the owner of a loaned vehicle has appropriate coverage. Many a well intentioned driver have found out only after receiving a citation that the vehicle they were operating was uninsured. The policy can also provide additional coverage if one prefers a higher level of protection.

This type of coverage is generally limited in it's scope of coverage and provides no comprehensive or collision coverage for damage to the non owned vehicle being operated. The coverage also will generally not extend to the operation of vehicles owned by family members and household residents due to the access restriction. This personal lines coverage will also not extend to the use or operation of commercial or other employer provided business vehicles nor any vehicle for hire. Personal Non Owners is considered secondary or excess coverage to an insurance policy provided by the vehicles owner and will only act as primary coverage in the absense of any other.

Non Owners coverage forms are designed to provide an additional level of security in today's busy world when operating a non owned vehicle.

User Avatar

Wiki User

16y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Who should purchase non-owner's car insurance?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Where can I purchase car insurance in Louisiana?

You can purchase car insurance in Louisiana at www.Progressive.com


Where can one purchase car insurance liability?

You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.


Where can one find nonowners insurance?

One can find "non owners" insurance from the following sources: Non Owners Insurance, Progressive Commercial, Cars Direct, Best Car Coverage, NASDAQ, Insure Me, First Acceptance Corp., to name a few.


Where can one purchase car insurance?

One can purchase car insurance by contacting their local insurance broker. Many insurance companies such as Progressive, Geico, and Allstate can be contacted directly to purchase insurance.


Why should one get a travel car insurance?

Travel car insurance, more commonly referred to as rental car insurance, covers the costs if a rental car is damaged or stolen. One should purchase this insurance if they do not already have coverage through their own personal car insurance policy or through the credit card they are using to rent the car.


Where can one purchase car insurance in Wawanesa?

There are many places where one can purchase car insurance in Wawanesa. One can purchase car insurance in Wawanesa at popular places such as Progressive and American Family.


Where could a 17 year old purchase cheap car insurance?

There are many places a 17-year old could purchase inexpensive car insurance. One should try getting quotes from Travelers, US Auto Insurance, and 21st Insurance.


If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)


Where can you purchase rental car insurance?

The best place to purchase car insurance for rental cars it at the rental car company that you rent the car from. They will always give you an option to buy car insurance if you want to.


How many days after buying a car do you have to purchase auto insurance?

You should not drive this vehicle at all on public roads without insurance.


What are ways to buy modified car insurance online?

You can purchase modified car insurance online from the Nationwide website. You can also receive advice on how to purchase modified car insurance on websites such as Confused and Money Supermarket in their car insurance sections.


Should you get an insurance before buy a vehicle?

You should always purchase insurance with a car. If you were to get into an accident you would have to pay full out of your moneyAdditional answerIn the UK it's illegal to own a car on the road without at least third pary insurance.