The unlicensed driver is responsible for all damages. If they are a minor the parents may be forced to take responsibility.
Sadly, the owner of the vehicle MUST make any insurance claims they are eligible to make.
The owner can ask the unlicensed driver to pay any excess on the insurance and even take them to court if they refuse to pay it.
The driver of the vehicle is responsible to pay any amounts not covered by the vehicles owners insurance, including damages to the car.
If the insurance premium goes up or you loose your no claim bonus then I'm sorry but the driver is not liable for that.
If the unlicensed driver drove the vehicle without permission from the vehicle owner then the vehicle owner must report that the car was stolen at the time of the accident, then provide the insurance company with the police report number (you can tell the police you don't want to press charges). Under these circumstances even if the insurance company pays out damages for the vehicle they may chase the unlicensed driver to pay them back.
An Operator's first priority if they are involved in an accident with another vessel, is to report the accident. You should do this as soon as possible. This will aid you in getting help to you and the other parties.
Yes he is do the crime pay the consequences
No. Just the fact of being unlicensed does not mean that the driver did something that caused the accident. Being unlicensed is what is called a non-moving violation. Another violation of this type may be not having a current registration tag on the vehicle. Just because you don't have a tag on your car doesn't automatically make you at fault for someone hitting your car. Fault for the accident will have to be determined by the police officers after they investigate the scene and take statements from witnesses. The person who is driving without a drivers license will get a ticket for not being licensed and then whoever was at fault will receive a violation for whatever they did to cause the accident.
In the UK the insurance company would not accept liability except under exceptional circumstances
The county where the accident occurred.
If a police officer is involved in an accident while working and is at fault, the accident should be reported by another officer. There are no differences in the accident reports made with an officer involved in an accident. Any questions regarding a lawsuit against the officer should be asked directly to a lawyer.
As the driver is unlicensed it could be argued that they did not know how to behave on the road and therefore were the cause of the collision.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
Laura Bush was involved in a car accident on November 6, 1963. She ran a stop sign and collided with another car, resulting in the death of the driver, Michael Dutton Douglas. Laura Bush was not charged with any wrongdoing, as the accident was deemed to be an accident caused by poor visibility.
Sounds like you need to be responsible first. The new girl will certainly be watching how you handle the problem with your ex. Being responsible will help you with both girls.