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When shopping for life insurance do you have to disclose denied coverage?
Wiki User
∙ 13y ago
You must honestly answer all questions on the application.
Ordinarily, there is a question pertaining to prior denials of insurance. If you do not accurately answer the question the insurer may have a later basis for denying payment of a claim. Alternatively, if the misrepresentation is discovered before a claim is made (in this case, before death), the insurer usually has a basis to void the policy and return all premiums paid to the point it discovers the misrepresentation.
Wiki User
∙ 13y ago
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What to do if you're denied a homeowners insurance claim for hail damage?
Purchase Extended Coverage that includes Wind and Hail losses with your Homeowners Insurance Policy. This way future losses will be covered.
What is assigned risk auto insurance used for?
Assigned risk auto insurance is used to cover those drivers that would normally be denied coverage by most insurance companies. They get this form of auto insurance because of State law requiring them to be covered by auto insurance.
