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As long as you do not have a lien on your vehicle (still owe money on the car or truck) then you may do what you wish with the money. It is not required that you repair the vehicle and is your decision.

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Q: When a person is at fault for damage to my car and their insurance co gives me the money to get car fixed do i have to use that money just for that purpose or is it mine to keep?
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If i am at fault who pays for the other person damage?

You do. Or your insurance does.

What does indemnity mean in car insurance?

It means the purpose who was not at fault will be compensated for the damage the at-fault party caused.

Can your car insurance pay you for pain and suffering if the other person is at fault?

Not in most states. The other person who was at fault's insurance will pay for your injuries as well as damage to your vehicle and property.

Does your minimum liability insurance pay for damage caused to the other person's car when you are at fault?


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident

Who pays your deductible if the other person is at fault in Michigan no fault auto?

No fault insurance refers to injuries, not property damage. Being in a no fault state simply means that your injuries are payed for by your own insurance company regardless of who is at fault in an accident. Fault is still assigned for the purpose of determining who is responsible for property damage. It is always the at-fault party's responsibility for pay for the damage they cause to you. If you are going to have the damage for your car payed for under your collision coverage then you will have to initially pay for your deductible, unless you have broad-form collision. If you do pay your deductible then your insurance company will sue the at-fault party to recover the money that they payed to repair your car, as well as your deductible for you. This process is called subrogation.

If an insured person hit an uninsured person will the insured persons insurance pay for the damage?

Depends on the state.. and if the state is a "no-fault" state. Typically, in a no fault state, the person at fault pays for damages incurred. In a no-fault state (such as Michigan), each person pays for their own damages.

If you are in an accident and it is your fault does your insurance pay for both cars?

No lovey not if your the one at fault... Insurance only covers the other person if your at fault sorry honey..... It depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cover the other person's damage. If you also purchased collision insurance, that will pay for your vehicle (less the deductable).

Person rents a vehicle and denies rental company's insurance drives off without any kind of insurance theirs or personal and hits you If you don't have UM who's liable?

The person who is at fault in the accident is liable for the damages. If they have an insurance policy to pay on their behalf then the at fault person may not have to pay out of their own pocket for the damages. However if the at fault person has no insurance then they are personally responsible for the damage caused. In the case where the at fault person has no coverage and the not-at-fault party did not carry Collision or UMPD coverage then the only option may be to take the at fault party to court and attempt to get them to pay. Good luck.

If you are driving a friend's car and are in a wreck whose insurance is responsible?

Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.

Will liability insurance pay off your vehicle if it is totaled?

Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.

Who or what insurance company pays for the collision damages to the automobile belonging to the person not at fault?

The other person's insurance covers damamge if it was their fault.