There is a maximum time set by law, but I consider it reasonable if the rental car coverage (usually limited to 30 days) has not yet ended.
It all depends on the state the claim is filed. If a state does not have a set amount of time of the company to investigate and make a decision on a claim, they are required to do it in a "reasonable" amount of time, depending on what time of auto claim it is.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
In most states, insurance companies have 10 to 15 days in which to acknowledge the filing of a claim. In Indiana, they are only required to acknowledge a claim 'promptly.' No set number of says applies in Indiana. If they do not respond within a reasonable amount of time, the insured customer can contact the Indiana Department of Insurance to file a complaint. The insurance company will then have 20 business days to respond to the IDOI.
In California, there are many providers of car insurance. Some companies that claim to have cheaper insurance are The General, Titan, Esurance and Geico.
Yes, but it varies by the state and insurance companies can extend the amount of time to pay claim, such as if they need to investigate fraud.
How much is the bill? Does the policy cover Reasonable & Customary or negotiated rates?
A limit is the highest amount your insurer will pay for a claim that your insurance policy covers. Think of it this way: It's like filling up a fishbowl. If you file a covered claim, your insurance policy will pay up to a certain amount. You're responsible for any expenses that exceed the limit.
A claim...against what, exactly? Is he dead, and you want to make a claim against his insurance? I'd say that is reasonable.
yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.
Contact your states dept of insurance and they will be able to answer that question for you.
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.