What is the cheapest car insurance in Delaware?

Answer 1

There is no way to say that ABC company has the cheapest rates anywhere. With so many different situations, classifications, and rating factors, one company may have the best rates for 24 year old single females that drive less that 9 miles to work, while another company may have lower rates if the same person drives 10 miles to work or has a 700 credit rating or whatever. All the insurance companies these days use their rates to effect the clients that they target. IF they believe that the 24 to 55 year old married market has the lowest losses then they will have the best rates. Another may have their best rates for women who are employed outside the home, have a masters degree, are married to someone 5 years or more older than them, and both who have a credit rating between 640 and 715. It's all over the place, so you have to shop rates and put a lot of your decision into finding an agent that you can work with and who will help you. If you find a local agent you trust who represents many top companies in your area, let them shop for you and help you decide which company to do business with.

If you only want the cheapest rate and don't care about having an agent to help you explain coverages or assist you if you have a claim, then go with your cheapest online rate as long as you know enough about insurance to make your own decisions. Whatever is cheapest for you this year probably won't be next year. Sorry for my rambling.