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What is broad form auto insurance?

Updated: 9/15/2023
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14y ago

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A Broad Form covers the named insured to drive any owned or non owned vehicles (subject to restrictions). For liability insurance, be it one or twenty cars - it's the same price.

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Who carries broad form insurance in Washington?

Rubens Insurance, Silverdale, WA 98383 is an agent, the insurance comes through Dairyland Auto, Viking Insurance Company of Wisconsin.


What cars can you drive with broad form insurance?

anything


Where is a reasonably priced place to get auto insurance in Philadelphia?

Goebel Insurance Agency is located at 2026 South 12th Street in Philadelphia. Pak Auto Tags & Insurance also sells auto insurance policies, they are located at 2222 North Broad Street in Philadelphia.


Is broad form insurance legal in the state of Washington?

Yes.


What is Broad Form insurance for renters?

Multi Peril Renters Insurance policy...Coverage for your stuff.


Who are carriers of Broad Form Named Operator insurance?

viking, kemper


Is broad form insurance recommended for seasonal home coverage?

yes


Can you still get a no proof of insurance ticket with an auto insurance binder?

No....a binder is a form of proof of insurance


What is assigned risk auto insurance used for?

Assigned risk auto insurance is used to cover those drivers that would normally be denied coverage by most insurance companies. They get this form of auto insurance because of State law requiring them to be covered by auto insurance.


Does Broad Form Insurance cover a financed vehicle?

Broad Form auto coverage is as close as you can get to having no coverage at all. You cannot add physical damage coverage to your policy so you cannot buy this is you have a car financed. The coverage is for the named insured only and every other human on the planet is excluded. If anyone else drives there is no coverage. This is not anything that I as an insurance agent could ever recommend to someone.


What is the difference between specialty auto insurance and standard auto insurance?

Many insurance companies purchase a standardized policy form from vendors such as ISO (Insurance Services Office). Some companies vary their policy from the standardized form and make it a little different from the ISO policy form. The companies who use the standard form are referred to as Standard Auto Insurance and those who do not are referred to as Specialty Auto Insurance. In reality all of them are a little different and are made different by endorsements. The Specialty Auto Policies have a little less coverage in certain small areas of coverage. The differences are generally small.