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The debt is transferred to your estate.

It still has to be paid, depending on the contract you signed of course, but is handled by the Executor along with any other debts you may leave.

Any creditor can make a claim on your estate but these claims may not all have the same legal standing. If there is a dispute it may need to be decided by a court of law. This should be avoided at all costs as it is expensive.

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Q: What happens when you have an auto loan and you die?
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Related questions

What happens if I don't repay an auto title loan?

You will lose the car if the Auto title loan is not paid. The lapse in repayment can result in reposession of the car.

Should a married couple put both names on an auto loan?

no because if something happens then it happens to both of you.

Are four wheelers under auto loan or personal loan?

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What happens if you were a cosigner on an auto loan but now your credit is terrible and you are in a credit consolidation program?

As far as the auto loan you cosigned for, nothing will happen as long as the person who actually borrowed the money makes the payments on time.

Do auto loan calculators accurately predict auto loan payments?

Auto loan calculators are not reliable. Although they can sometimes predict auto loan payments correctly, they are often inaccurate and can cause issues.

What happens to your car loan if you die?

The estate has to resolve the loan, either through selling the car or returning it to the lender.

How would you refinance an auto loan?

You can refinance an auto loan at any place you can get an auto loan. It may be best to use an agency in which you have already gotten a loan through before.

What kind of loan is an auto loan?

An auto loan is a secured loan. A lien on the car helps the lessen the risk for the lender.

If someone cosigns your auto loan are they responsible for your other debts or only the auto loan?

Just for the auto.

If you lose your drivers license what happens to your auto insurance?

you die

Where can I find an auto loan calculator?

There are several useful auto loan calculators online. The one found at gives you a lot of information/

Where can I find a quick auto loan?

You may be able to receive an auto loan through a bank or savings. The government may not provide you with an auto loan.