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In order to know the answer to this, you would need to contact a custumer service representative at your insurance company.

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Q: What happens to your deductible or premiums if you have accident claims?
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How will your insurance deductible be affected after numerous accident claims?

Your deductible may go up. Most likely though, it will be your premiums that skyrocket. After some time with no claims, costs will lessen.

If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.

In this scenario what would happen if Rebecca chose to lower her deductible after completing her current claim?

It would not affect her current claim but lowering of her deductible would then affect any future claims. Of course the premium would be slightly higher in exchange for the lower deductible. The company will also want to examine the vehicle to make sure repairs are done from the previous accident before lowering the deductible.

What happens when both parties in a car accident have the same car insurance company?

The claims process should be quite a bit easier. What some companies do is waive your deductible for both parties.

Do you have to pay your deductible if the accident was the other drivers fault?

The other driver should be paying if they were at fault; you may sue them for your deductible in small claims court if they had no insurance.

What term is defined as the amount you are responsible for paying to repair your car after the accident?

The term is "deductible". It is payable as to collision and comprehensive claims. The deductible is chosen by the insured when the insurance is initially purchased.

Can carriers raise your premiums for a serious accident where your car is totaled and the insurance company pays for your car but the insurance investigator ruled that the accident was not your fault?

yes if your pays for your car. Even if they don't pay for your car. My agent warned me that my homeowners premiums could be raised just for filing claims! They used to send an adjustor out automatically if there was a hailstorm or windstorm, but not any more. I just wanted an ajustor to estimate the damage last spring and let me know if it would exceed my deductible.

What is better for home insurance low or high deductible?

This depends on how much money you have in reserves to pay for repairs or unexpected expenses. If you have 2 to 5,000 to use for emergencies consider a higher deductible to lower premiums as insurance should be considered for major catastrophies and not about $100 broken window claims.

What is accident year loss ratio?

"Accident year loss ratio" is a term insurance companies use as an abbreviation for "the total amount of money lost to claims divided by the amount of premiums earned in a given calendar year."

road traffic accident claims?

road traffic accident claims

What percent of premiums does AFLAC pay out for claims?

Aflac pays 2X as much in claims as in administrative costs.

What happens if you don't contact the police after an accident Can you still file an insurance claim?

Most insurance claims do not require police reports. Some states require it for hit and run claims.