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Much depends on state collision requirements and if the runaway driver can be caught. The first thing that should have been done was to file a hit and run complaint, if the driver was able to capture the runaway vehicles license information, damages can be obtained from that person's insurance carrier. It also depends on whether the person who was driving had the permission of the owner of the vehicle to be driving it. If the owner has collision, he or she may be able to file a claim on the policy, and allow the insurance company to go after the driver of the car.

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Q: What happens if a driver who wrecks with passengers in the car and was not at fault because of a hit and run and the car was owned by someone else with liability who will be covered?
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