Having seen his past present and the consequences of his future he made the decision to change his life there and then to that of a person who respected others and looked upon those less fortunate than himself with humility
The old man looking for Scrooge's old things in "A Christmas Carol" is a pawnbroker, who buys and sells second-hand goods. Scrooge's belongings are being sold to the pawnbroker after his death as he had no family or close friends to inherit them.
In the first staves they talk of their dislike of the misery old man. However, in the fifth stave we hear of their surprise at the sudden death of Scrooge and vague actions are asked of who will be his beneficiaries as he makes it clear Fred not welcome.
no-one went to Scrooge's funeral as he was a selfish and inconsiderate man that no-on liked
Favorite SayingThe story doesn't come right out and state what Scrooge's favorite saying is, but it must be "bah humbug" as much as he said it.
Fezziwig was Scrooge's boss who was very kind and generous.
Bah Humbug
These points were to make Scrooge the man he was to become
He was a good business man and a good friend to Scrooge
Himself
He teaches Scrooge that you can change your future if you become a better man.
When young, Scrooge worked for Mr. Fezziwig, a genial and generous man.
The dead man was Ebenezer Scrooge's former partner, Jacob Marley. Scrooge discovered who it was when Marley's ghost appeared to him in chains to deliver a warning about his impending fate if he did not change his ways.